Let us finance your project

real estate projects financing

Property financing

Are you looking for

alternate financing or considering one?

You are at the right place. We are a reputable private mortgage provider specializing in interest-only short-term loans and real estate financing for your property projects, whether residential or commercial.

  • Did your bank refuse to finance you?
  • Do you have a bad credit history?
  • Are you self-employed?
  • Are you looking only for a short-term loan with quick disbursal?

There are numerous reasons, along with specific benefits, to go for a private lender for financing. It is a quick process with a reasonable interest rate and, most of the time, no down payment is required.

We specialize in

financing

We take into account the type of a property, its overall value and the market value rather than just the credit history to give you a speedy loan with minimum interest-rate possible. We specialize in financing the following project.

  • Commercial and residential
  • Land, construction and renovation
  • Mortgage refinancing
  • Second mortgage loans
  • Debt consolidations

However, this is not all. We understand the unforeseen situations in real estate, That’s why we are open to listen to your project and situation and advise you on the best way forward.

We act like a business partner to propel your project to a success.

We also offer tailored solutions in commercial property finance, ensuring your investment receives the proper support at the right time.

FAQ

To begin your real estate financing journey, you must either own a property or have an approved Promise to Purchase in Canada.

Our experts at Group MTL will guide you through every step from application to approval, making property acquisition in Montreal simple and stress-free.

We provide a wide range of real estate financing options tailored to different property and investment needs:

  • New purchase loans
  • Construction and renovation loans
  • Bridge loans
  • Debt consolidation
  • Loans for self-employed individuals
  • Commercial property finance solutions
  • Custom financing designed for your goals

Our specialists will help identify the best loan for your portfolio and real estate management objectives in Montreal.

To apply for a mortgage loan, you’ll need:

  • Government-issued ID
  • Bank, asset, and liability statements
  • Promise to Purchase or finalized purchase contract
  • Specimen check
  • Down payment proof (if applicable)
  • Revenue and expense details of the subject property

Having complete documentation ensures faster approvals and smoother property acquisition through our real estate service company.

Once all required documents are submitted, mortgage approval can be completed within 24 hours, and loan disbursement within 10 days.

This fast turnaround sets Group MTL apart from other property management companies in Montreal, providing quick, reliable, and efficient real estate financing services.

Interest rates vary based on your financial profile, loan type, and property value.
We offer highly competitive rates across both residential and commercial property finance options, helping you achieve the best possible terms for your real estate investment and management in Montreal.

Yes. We assist both Canadian residents and international clients with property acquisition and real estate financing in Montreal.

Our experienced team streamlines the process for foreign investors by efficiently handling documentation, compliance, and cross-border financing requirements.

When partnering with Group MTL, you can expect:

  • Fast approval times
  • Transparent communication
  • Secure, confidential transactions
  • Flexible loan structures
  • Expert guidance in real estate property management and investment

We combine the strengths of a trusted real estate service company with the precision of professional real estate management in Montreal, ensuring a smooth experience from start to finish.

Private real estate financing is a loan arranged outside a traditional bank lending process. Group MTL describes short-term, interest-only financing for residential and commercial properties, including purchases, refinancing and construction or renovation projects. Rates, fees, security and repayment conditions depend on the lender and the individual project.
Bridge financing may help cover a temporary gap between a property purchase and expected funds from a sale or other financing event. Group MTL lists bridge loans among its financing options. Eligibility, collateral, cost and repayment deadlines should be reviewed before borrowing; approval is not guaranteed.
Commercial property financing is one of Group MTL’s stated services. Financing may be considered for a purchase, renovation, refinancing or other qualifying real estate project. A lender will typically assess the property, available security, proposed use of funds and repayment plan. Confirm specific eligibility and terms with Group MTL.
Group MTL lists construction and renovation financing for real estate projects. When seeking funds, prepare a description of the project, estimated costs, property information, expected schedule and a repayment strategy. Financing terms depend on the property, borrower and lender review.
A first mortgage generally has priority over later registered mortgage security on the same property. A second mortgage is subordinate to the first and may involve different rates and risks. Group MTL lists second mortgage loans among its options; borrowers should compare total borrowing costs, legal fees and repayment conditions with a qualified adviser.
Compare the interest rate, lender and broker fees, loan term, prepayment rules, security requirements, renewal conditions and the total amount due at repayment. For short-term financing in Montréal, also confirm the exit plan and what happens if the sale or refinancing is delayed. Ask for written terms before making a decision.

Useful starting documents often include a property address, purchase offer if applicable, rent roll, leases, operating expenses, existing mortgage statements and details of the requested loan. A lender may also request identification, financial statements, an appraisal or supporting project documents. Exact requirements depend on the financing structure and borrower.

Refinancing may allow a property owner to change an existing mortgage or access available equity, subject to property value, rental income, loan terms, borrower qualifications and lender approval. Consider the costs of refinancing as well as future cash flow before proceeding. Group MTL can discuss potential real estate financing options for the project.
Lenders commonly assess property value, income, occupancy, debt service capacity, borrower finances, credit profile, existing security and the intended use of funds. A realistic business plan and complete documents can make evaluation easier. Approval, rates and timing depend on the lender and transaction; they should not be presented as guaranteed.